Secure Payment

Multiple Payment Options

Bank transfers, cards & more

Installment Payment

Buy Now, Pay Later

Spread your payments with CredPal

Standard Payment Options

We offer multiple convenient payment options to make your shopping experience as smooth as possible.

Card Payments

  • Online Card Payments — Secure checkout with GT Squad

We accept Mastercard, Visa, and Verve cards. All card transactions are securely processed with industry-standard encryption.

In-Store Payment

Visit any of our physical stores to make payment via:

  • Cash payment
  • POS card payment

Payment confirmation:

Once your payment is confirmed, you will receive an email receipt. For online orders, processing will begin immediately.

*Please note that orders are only processed after confirmation of payment.

CredPal

Buy Now, Pay Later

Looking to buy now and pay later? With CredPal BNPL, you can get any product of your choice without breaking the bank! Just spread your payment and enjoy premium flex.

What You Need to Apply

  • Personal details & next of kin contact
  • Financial details (BVN, salary, bank account info)
  • Automated bank statement (last 4 months)
  • Valid ID (Voter's card, NIN, or International Passport)
  • Work ID or employment letter
  • Must be earning at least ₦100,000/month
  • Must be a salary earner
  • Age: 22 – 55 years
  • Utility bill

How to Apply

  • Click the payment link and enter item details
  • If you're a new user, sign up. Existing users can log in
  • Get a breakdown of your payment plan
  • If the plan works for you, proceed with payment
  • Submit your payment receipt, and boom! Payment confirmed

Loan decisions are instant if all requirements are met!

Application Status Explained

 

Approved: You'll get an email & SMS confirmation instantly.

 

Declined: This could be due to bad credit history or insufficient income.

 

Pending: You need to complete the application. (Don't worry, you can follow up to speed things up!)

Ready to shop now and pay later?

Click the merchant payment link now and start shopping stress-free!

Subject to credit approval. Terms and conditions apply.

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